Just want to keep track of what kind of questions I’d have right now or earlier as a beginner …
so as I learn more I’ll create content and answer them for other beginners.
Author Archives: lytstephen
Timing for buying long term U.S. bonds/notes
So when I first started investing, the question of whether to buy short term bills or longer term notes or even bonds (5-10yrs+) was a big question on my mind.
A friend with some investing experience said he’d just “mark the market” and wouldn’t buy longer term notes.
That kind of made sense and I’m glad I didn’t go into longer term bonds without fully understanding the consequences.
Now that I have a better understand, just got the idea from a video about perhaps when I might move into some longer term bonds.
Why I changed my mind about Gold
So although I’ve always heard people buy gold as an investment, I used to think it doesn’t make much sense.
Not only it doesn’t yield interest/dividend/cashflow, if I buy real gold it’d actually cost money and effort to store it.
And historically it only holds up to inflation, while stocks and real estate increase manyfold meanwhile.
But I’ve changed my mind and I think I’ll probably be allocating around 5-10% of the portfolio in gold, depending on how I read the market and macro-economic … well, unless I change my mind again.
Dealing with FOMO – Nvidia
So Nvidia is shooting up like crazy … when people (and I) thought $900 was expensive, now it’s $1200 and the upward momentum seems unstoppable.
I almost bought 1 share at $1100 and back of my mind a little bit beating myself up for missing out the $100 increase.
But logically it’s the right decision … so I want to write the post to re-assure myself.
Investment 20240606
Haven’t moved much since my last update but I felt like maybe it’s time to do an update anyways.
Portfolio have done well since and it’s mind-boggling that the big-tech can just keep going up.
I am guessing it’s gotta go the other way sooner or later, although many people thought that in 2023 and they’ve been wrong for over a year.
3 mistakes I made early on (and might keep making)
#1 – buy based on FOMO
when I first started with Japanese stock, the first 2 months there was only up. Every day was up.
went from 34,000 to 40,000 – almost 20% in 2 months.
I only invested a small amount though, so I thought maybe I need to put more money in.
Investment 20240517
So I decided to start an investment journal here as well instead of just recording once a month because I’ve been learning new things constantly.
Anyways this first post I want to record my current portfolio, the reasoning behind why I set it like that, and my insights for the future at this point.
Should be interesting to look back and see how right or how wrong I am haha.
5-year plan after mid-may post
So HKCC initial data is not great and I’m leaning more toward maybe not creating a course for that anymore.
Possibly limiting to coaching programs that I don’t have to record a course for maybe.
Anyways I’ve settled on the next 1-2 years focusing on 3 content loops – Stephen English, MarketingTips, and assisting LangBuild.
The Journey from Web Designer to marketer, to programmer, then back to marketer
There had been some major shift in my career direction the past few months (actually what seemed and felt like a major shift, but underlying goal is same), and I wanted to write something to reflect back on where I’m heading, where I had been, and why I’m going where I’m going, all tied in together for my life’s goal.
dating blog – month 1
So with all the SEO, content marketing, and blogging knowledge I’ve gotten recently, it was time to give it a spin.
I want to help others promote their blog and content marketing too, but why not make one my own as well?
Inspired by Neil Patel’s $100k challenge and nutritionsecrets.com, I want to challenge myself to make a blog from scratch, and grow it, as well.
I was thinking what I might know just a tiny bit about, and can write a bunch of stuff to help others. I decided to settle on, giving dating advice.
I plan to spend around 1 hour each day on this, 2-3 posts per week, and blog promotion.